Building Communities. Empowering Generosity.
Since 2007, Shepherd’s Finance has been helping builders across the country turn blueprints into homes — providing financing for spec home construction and residential lot development that strengthens neighborhoods and supports local growth.
The company’s business is built on solid principles: combining investor capital and borrowed funds to lend responsibly to builders. Through this process, Shepherd’s Finance earns fees and interest that reflect both disciplined management and a deep understanding of risk and reward.
At the helm is Chief Executive Officer Daniel M. Wallach, whose nearly 40 years of experience in the housing and lending industries have guided the company’s success. Before founding Shepherd’s Finance, Dan served as CFO of a multi-billion-dollar building materials supplier, where he oversaw more than $2 billion in loans and developed lending programs that generated approximately $50 million in net interest income. His extensive expertise in secured and unsecured lending, as well as his leadership in managing financial risk, has made Shepherd’s Finance a trusted partner to builders nationwide.
Beyond the balance sheet, Shepherd’s Finance is distinguished by its commitment to giving back. Investors have the unique opportunity to donate any portion of their earned interest to a qualified 501(c)(3) charity — with the company matching up to 10% of each charitable gift. Donations are made in the investor’s name, amplifying the spirit of generosity that defines the Shepherd’s Finance mission.
Through financial strength, integrity, and a heart for service, Shepherd’s Finance continues to build more than homes — it builds community, purpose, and hope.
The Norris Group is proud to recognize Shepherd’s Finance as a valued supporter of I Survived Real Estate, and we thank them for their ongoing partnership in helping make a difference where it matters most.
Leadership
Daniel M. Wallach — Chief Executive Officer
With a career in the housing industry dating back to 1985, Daniel Wallach brings nearly four decades of expertise to Shepherd’s Finance. Prior to founding the company, Dan served as Chief Financial Officer at 84 Lumber Company, a multi-billion-dollar supplier of building materials to home builders.
Over two decades at 84 Lumber, he led the company’s lending division, creating and managing secured loan programs for builders — both directly and through partnerships with major banks. He oversaw approximately $2 billion in loans, generating an estimated $50 million in net interest income after loan losses. Dan was also responsible for managing the company’s unsecured lending portfolio, which reached more than $300 million at its peak. His hands-on experience developing systems for managing and reducing loan risk continues to inform Shepherd’s Finance’s disciplined approach to lending and investment.
Kenneth R. Summers — Independent Manager
Elected as an independent Manager in March 2012, Kenneth Summers brings more than three decades of banking and executive leadership experience. He served as Executive Vice President of United Bank, Inc. in Morgantown, West Virginia, where he played a key role in the bank’s growth and recognition throughout north-central West Virginia.
Mr. Summers retired from United Bank in 2019, concluding a distinguished 30-year career in community banking. He holds a B.S. in Accounting and Management from the University of Charleston, and his wealth of financial and operational expertise continues to guide Shepherd’s Finance in its mission of sustainable growth and responsible lending.
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